Fast personal loans can help turn life’s lemons into lemonade. No matter your income or how well you manage your money, anyone can come up short. Cars break down, basements flood, your kid tries a new skateboard trick and winds up in the emergency room… Any of these common catastrophes can tip your checking account into the red, and then what?
PersonalLoans.com is the place to turn when you need help. We’re not a lender; rather, we connect you with a vast network of reputable lenders who compete to offer you the best possible personal loans. Forget standing in line at the corner money store. PersonalLoans.com will help you get the money you need right from the privacy of your own home.
Our online loan application is protected with secured encryption. Meaning, you can qualify for personal loans — regardless of your credit score — right from the comfort of home without worrying about having your information hacked or stolen. And our fast online approval means you’ll know the amount you qualify for in just minutes. Once you agree to the lender’s terms, you can have funds deposited directly into your bank account within one business day, often within an hour.
How Do Personal Loans Work?
PersonalLoans.com connects you with a network of reputable lenders who compete for your business. Once you complete our brief online loan application, lenders in your state will offer you personal loans (also known as a “payday loan” or “cash advance”) at the best possible rates. If you don’t like the lender’s terms, simply cancel the application and walk away – there’s no fee or obligation. Our online application takes less than 5 minutes to complete and can be approved just as fast.
Borrowers can apply for short-term personal loans of up to $1,500. Once you accept the lender’s terms and submit your e-signature, the lender will deposit cash into your checking account in as little as 24 hours.
Repaying personal loans is just as easy. The loan amount will be automatically withdrawn from your bank account on the designated due date — usually your next payday. You won’t have to worry about putting a check in the mail on time or being hit with late fees. Loan extensions are available in situations where extra time is needed; the details can be negotiated with your lender.
Are Personal Loans Secure?
We use the highest level of security and encryption available on the Web, and we’ve been connecting borrowers with secure online personal loans longer than anyone else. Once your loan application is submitted, you can rest assured knowing that your personal information is protected by the Internet’s most trusted security products. Our site is tested daily to ensure that it’s locked down to protect your personal information.
Why Should I Use Your Site?
At PersonalLoans.com, you can safely apply for personal loans of $100 – $1,500 online from the privacy of your home — then get cash deposited directly to your bank account in as little as 24 hours.
Asking family or friends to lend you money can be awkward and put stress on valued relationships. Getting approved for a bank loan can take days or weeks and involve stacks of paperwork. You could try less reputable payday loan sites, or even spend an afternoon driving to storefront operations, standing in line and filling out forms trying to find the best terms. You can even apply for a loan over the phone and hope the person on the other end is legitimate.
But why make it hard on yourself? PersonalLoans.com is your one-stop source for the funds you need to improve your life — today.
- Immediate approvals.
- Secure website.
- Cash directly deposited into your bank account.
- Automated repayments.
- Loan extensions available.
Am I Eligible?
A good credit score is not required to receive a cash advance. To be approved for personal loans, most of our lenders require you only to:
- Be 18 years of age or older.
- Be a citizen or permanent resident of the United States.
- Be employed for at least 90 days consecutively.
- Have a checking account in your name.
- Provide home and work phone numbers.
- Possess a valid email address.
An online loan application at PersonalLoans.com takes less than 5 minutes to complete. Our lenders offer faxless short-term loans — the entire process is fast, easy and secure:
We offer expedited service for returning customers: you can choose to save your application information in our system to make applying for personal loans even easier the next time. Borrowers who have established a good record of repayment often receive lower interest rates and fees from our lenders.
Getting the Most from Personal Loans
Consistently making loan payments on time is a positive step toward building good credit. In addition, it allows you to build a relationship with your lender, which can benefit you in future transactions. Before you apply for a cash advance, make sure you will have the funds available in your bank account to pay it back on time. If you are unable to repay your loan on the contracted date, contact your lender immediately and ask about getting a rollover or extension. Missing your repayment date can cause you to incur added fees and possibly higher interest rates, which increases the amount you owe.
We’re Here to Help, Not Intrude
Your reasons for applying for personal loans are your business, and the funds can be used for any reason you deem fit. Unlike banks, our lenders will not inquire about your reasons for your loan. All your information is kept confidential and secure. Millions of hardworking people have relied on personal loans to get them through tough situations. There’s no fee to apply, so why not see if personal loans are right for you? Apply Today!